http://www.affsphere.com/ Most Viewed Category http://www.affsphere.com/Insurance/Miscellaneous-Insurance/Overcoming-Big-Insurer-Excuses-for-Not-Paying-Claims-1.html http://www.affsphere.com/Insurance/Miscellaneous-Insurance/Overcoming-Big-Insurer-Excuses-for-Not-Paying-Claims-1.html To combat fraud, many insurance companies are getting tougher on claims submitted by consumers. Tue, 23 Dec 2008 00:16:11 EST http://www.affsphere.com/Insurance/Miscellaneous-Insurance/Insurance-Companies-Want-You-Dead-1.html http://www.affsphere.com/Insurance/Miscellaneous-Insurance/Insurance-Companies-Want-You-Dead-1.html Think about all the medical advances that have been made in the last 50 or so years. We've developed new medicines and advanced surgical procedures. We've eliminated or greatly reduced many illnesses and diseases. And due to studies and research into aging, many Americans have been educated about unhealthy habits and activities. They've listened and changed. Informed Americans are now exercising more and are eating healthy diets. Tue, 23 Dec 2008 00:03:09 EST http://www.affsphere.com/Insurance/Miscellaneous-Insurance/Find-Affordable-Health-Insurance-1.html http://www.affsphere.com/Insurance/Miscellaneous-Insurance/Find-Affordable-Health-Insurance-1.html If you don't have health insurance, because of a layoff or other change in work, a divorce or a preexisting medical conditioned, don't give up. Efforts to expand health insurance coverage reportedly are becoming quite common. Proposals have been introduced in many states, and Illinois has approved, a plan to offer low-cost health insurance to children that began July 1, 2006. Mon, 22 Dec 2008 23:46:22 EST http://www.affsphere.com/Insurance/Miscellaneous-Insurance/Specialty-Insurance-Is-It-Worth-Having-1.html http://www.affsphere.com/Insurance/Miscellaneous-Insurance/Specialty-Insurance-Is-It-Worth-Having-1.html Insurance marketers become creative geniuses when it comes to thinking up policies to pitch to consumers. Here is the lowdown on some newer types - and if they are worthwhile... Tue, 23 Dec 2008 00:05:31 EST http://www.affsphere.com/Insurance/Miscellaneous-Insurance/Easy-Ways-To-Cut-Car-Insurance-Costs-1.html http://www.affsphere.com/Insurance/Miscellaneous-Insurance/Easy-Ways-To-Cut-Car-Insurance-Costs-1.html In most states, the law requires you to have auto insurance. Here are a few tips you can use to reduce the cost of the necessary insurance Mon, 22 Dec 2008 23:37:55 EST