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        <link>http://www.affsphere.com/Money-and-Finance/Budgeting/How-to-Budget-Your-Living-Expenses.html</link>
        <title>How to Budget Your Living Expenses</title>
        <guid>http://www.affsphere.com/Money-and-Finance/Budgeting/How-to-Budget-Your-Living-Expenses.html</guid>
        <description>The amount a person spends on living solely depends on their particular lifestyle or living standard. This living standard basically refers to a person’s eating habits, clothing choices, luxury spending...</description>
        <pubDate>Mon, 01 Dec 2008 22:03:09 EST</pubDate>
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        <link>http://www.affsphere.com/Money-and-Finance/Budgeting/Save-Money-On-Your-Grocery-Bill-1.html</link>
        <title>Save Money On Your Grocery Bill</title>
        <guid>http://www.affsphere.com/Money-and-Finance/Budgeting/Save-Money-On-Your-Grocery-Bill-1.html</guid>
        <description>You are trying to cut back on your spending, so you vow to eat out less often and make some meals at home instead. So, what's for dinner tonight?</description>
        <pubDate>Tue, 23 Dec 2008 00:54:50 EST</pubDate>
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        <link>http://www.affsphere.com/Money-and-Finance/Budgeting/Simple-Ways-to-Increase-Your-Finance-1.html</link>
        <title>Simple Ways to Increase Your Finance</title>
        <guid>http://www.affsphere.com/Money-and-Finance/Budgeting/Simple-Ways-to-Increase-Your-Finance-1.html</guid>
        <description>Looking to take control of your financial situation? Many people consider looking at the details of their finances pretty scary- but it doesn’t have to be. There are simple steps you can take every day to help you reach financial freedom.</description>
        <pubDate>Tue, 04 Nov 2008 19:44:21 EST</pubDate>
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    <item>
        <link>http://www.affsphere.com/Money-and-Finance/Budgeting/Professional-Money-Management-1.html</link>
        <title>Professional Money Management</title>
        <guid>http://www.affsphere.com/Money-and-Finance/Budgeting/Professional-Money-Management-1.html</guid>
        <description>Many of us cringe at the thought of budgeting, some of us may even feel ill to the stomach! But it doesn't have to be hard; sometimes all you need is a helping hand.</description>
        <pubDate>Tue, 11 Nov 2008 18:54:06 EST</pubDate>
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        <link>http://www.affsphere.com/Education/To-Start-A-New-Business-You-Need-A-Budget.html</link>
        <title>To Start A New Business You Need A Budget</title>
        <guid>http://www.affsphere.com/Education/To-Start-A-New-Business-You-Need-A-Budget.html</guid>
        <description>He is a top internet marketer.  He has a passion for helping others achieve their goals, dreams and aspirations.  He believes that the most successful people on the internet are the ones willing to invest their time in learning to be successful.</description>
        <pubDate>Tue, 04 Nov 2008 16:16:24 EST</pubDate>
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        <link>http://www.affsphere.com/Money-and-Finance/Budgeting/A-Line-of-Attack-for-Staying-On-Budget-1.html</link>
        <title>A Line of Attack for Staying On Budget</title>
        <guid>http://www.affsphere.com/Money-and-Finance/Budgeting/A-Line-of-Attack-for-Staying-On-Budget-1.html</guid>
        <description>When you or your family is living on a budget, personal or corporate, it is always important to employ a particular strategy to ensure you stay out of the red.</description>
        <pubDate>Fri, 19 Dec 2008 00:04:07 EST</pubDate>
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        <link>http://www.affsphere.com/Money-and-Finance/Budgeting/Ways-to-Save-Big-Bucks-on-Your-Phone-Bil-1.html</link>
        <title>Ways to Save Big Bucks on Your Phone Bil</title>
        <guid>http://www.affsphere.com/Money-and-Finance/Budgeting/Ways-to-Save-Big-Bucks-on-Your-Phone-Bil-1.html</guid>
        <description>When it comes to saving money on your monthly telephone bill, there is really no wrong or right way.T he ultimate goal is to maximize your savings without having to cut back on phone calls. You don’t want to limit your phone time and cut yourself off from family and friends, but you do want to get free usage from your phone and milk it for all it’s worth.</description>
        <pubDate>Mon, 22 Dec 2008 19:55:38 EST</pubDate>
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    <item>
        <link>http://www.affsphere.com/Money-and-Finance/Budgeting/Saving-Money-on-Weekly-Grocery-Trips-1.html</link>
        <title>Saving Money on Weekly Grocery Trips</title>
        <guid>http://www.affsphere.com/Money-and-Finance/Budgeting/Saving-Money-on-Weekly-Grocery-Trips-1.html</guid>
        <description>The cost of food is absolutely outrageous. Even if you’re only feeding yourself, the high price of groceries can put a huge dent in your wallet. And if you’re feeding a family, forget about it. You’ll probably have to take on a second job to afford a healthy lifestyle. But there are ways to cut back on your grocery spending...</description>
        <pubDate>Mon, 05 Jan 2009 23:53:29 EST</pubDate>
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    <item>
        <link>http://www.affsphere.com/Money-and-Finance/Budgeting/Cut-Your-Phone-Bill-in-Half-1.html</link>
        <title>Cut Your Phone Bill in Half!</title>
        <guid>http://www.affsphere.com/Money-and-Finance/Budgeting/Cut-Your-Phone-Bill-in-Half-1.html</guid>
        <description>Never has it been cheaper or more convenient to communicate across town, across the nation, or even across the world. So, why are you still paying a fortune each month on your phone bill?</description>
        <pubDate>Tue, 06 Jan 2009 19:25:30 EST</pubDate>
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