http://www.affsphere.com/ Recently Published Articles Under Category: Money and Finance http://www.affsphere.com/Money-and-Finance/5-Ways-to-Save-You-Money-1.html http://www.affsphere.com/Money-and-Finance/5-Ways-to-Save-You-Money-1.html Why save? In a world that is constantly in motion and where the term of life expectancy is growing longer, many people find it a waste of time, or simply don't think about managing their personal finance. Wed, 17 Dec 2008 08:31:02 EST http://www.affsphere.com/Money-and-Finance/Many-Benefits-For-Home-Buyers-To-Take-Advantage-1.html http://www.affsphere.com/Money-and-Finance/Many-Benefits-For-Home-Buyers-To-Take-Advantage-1.html A majority of home owners today got their houses through mortgage finance or loan. In the last decade, the changes in home mortgage finances and loans have brought many promising benefits to homebuyers. However, these changes in mortgage finance have also cost some important tradeoffs. Wed, 17 Dec 2008 07:13:52 EST http://www.affsphere.com/Money-and-Finance/0-Percent-Balance-Transfer-Credit-Cards-1.html http://www.affsphere.com/Money-and-Finance/0-Percent-Balance-Transfer-Credit-Cards-1.html The credit meltdown is substantially limiting the availability of 0 percent balance transfer credit cards. Before the credit crisis, there used to be a great many 0 percent balance transfer credit cards available. There are still some available but you will need to search for them. Wed, 17 Dec 2008 05:27:35 EST http://www.affsphere.com/Money-and-Finance/Save-Money-Online-When-You-Order-Top-Stub-Checks-1.html http://www.affsphere.com/Money-and-Finance/Save-Money-Online-When-You-Order-Top-Stub-Checks-1.html Purchasing top stub checks direct from the check printer will give you more choice and save you money at the same time. Hundreds of different check designs for every category imaginable are available online. Wed, 17 Dec 2008 05:14:45 EST http://www.affsphere.com/Money-and-Finance/Beware-the-Lure-of-No-Credit-Check-Loans-1.html http://www.affsphere.com/Money-and-Finance/Beware-the-Lure-of-No-Credit-Check-Loans-1.html Perhaps you always thought that it could never happen to you, but before you knew it the front two tires of your car gave out and you still had five days to go until payday. You need your car to get to work and to pick up the kids from school, and since your credit card is maxed out and you have no money in savings, you need some cash fast. Sounds familiar? Wed, 17 Dec 2008 03:34:17 EST http://www.affsphere.com/Money-and-Finance/5-Tips-to-Cope-With-the-Wall-Street-Crisis-1.html http://www.affsphere.com/Money-and-Finance/5-Tips-to-Cope-With-the-Wall-Street-Crisis-1.html Many investors are frightened as they watch the changes Wall Street is going through. The uncertainty about the future and the changes that are happening make people wonder, what should I do now and what do the changes mean to me? Here are five tips on who should be staying put and who should be making changes: Tue, 16 Dec 2008 15:22:17 EST http://www.affsphere.com/Money-and-Finance/Saving-For-That-Special-Project-1.html http://www.affsphere.com/Money-and-Finance/Saving-For-That-Special-Project-1.html Do you have unfinished projects that have been sitting around the house just waiting for that extra time and money to get them off your to-do list? Remember how excited you were when you finally purchased that old model car and could hardly wait to get started on it. If you're like most of us you dream of having the extra cash that will allow you to keep working on those hobbies. Rather than just dreaming about them why not take a few minutes to open up your laptop and find an online bank that will give you the savings account high interest rate that could make your dreams come true. Tue, 16 Dec 2008 15:14:19 EST http://www.affsphere.com/Money-and-Finance/First-Time-Property-Buyers-From-A-16-Year-Old-Perspective-1.html http://www.affsphere.com/Money-and-Finance/First-Time-Property-Buyers-From-A-16-Year-Old-Perspective-1.html As house prices have risen and stabilised over the past couple of years it has been very hard for first time buyers to actually buy their first property. This has forced most young first time buyers to rent houses as they simply cannot afford property for sale in their affordability range. This maybe because of student debts after coming out of university or just house prices in their area are simply too steep. Tue, 16 Dec 2008 14:53:52 EST http://www.affsphere.com/Money-and-Finance/Finance-Yourself-With-Cheap-Loans-1.html http://www.affsphere.com/Money-and-Finance/Finance-Yourself-With-Cheap-Loans-1.html Development is the key to success. A person goes on to fulfill his and his family's requirements at any cost. Everything goes on smoothly, till in the end a person is not able to cover up the cost of a certain necessity. He is left with a frail bank balance and is on the road and not knowing what to do. This is what cheap loans are meant for. It provides you with the requisite finance and doesn't let you down in case you meet a financial emergency. Tue, 16 Dec 2008 13:06:53 EST http://www.affsphere.com/Money-and-Finance/Protect-Your-Lifestyle-With-Income-Protection-Insurance-1.html http://www.affsphere.com/Money-and-Finance/Protect-Your-Lifestyle-With-Income-Protection-Insurance-1.html Income protection insurance can be a valuable product if you have mortgage repayments or credit card or loan repayments to meet each month. No one knows what is around the corner and if you should become unemployed or have an accident or illness then you could be left struggling. If you can get back to work very quickly then savings could get you by; however, if you should need months away from work to get back on your feet then savings would soon run dry. Tue, 16 Dec 2008 10:34:30 EST