http://www.affsphere.com/ Recently Published Articles Under Category: Long Term Care http://www.affsphere.com/Education/Linking-Reverse-Mortgages-and-LongTerm-Care-Insurance-1.html http://www.affsphere.com/Education/Linking-Reverse-Mortgages-and-LongTerm-Care-Insurance-1.html Are you approaching retirement and faced with the question of how to pay expenses if you cannot take care of yourself? Do you worry about the possibility of your children having to pay the cost of care? You are not alone. Across America there are millions of seniors faced with these questions. Some are taking action. It is coming down to two main options. You can go with a long-term care insurance policy, this will help cover some of the cost of a long-term care event. The other option is a reverse mortgage. The option of a long-term care policy and a reverse mortgage can play an important role in planning for a long-term care event and provide peace of mind. Thu, 13 Nov 2008 23:06:03 EST http://www.affsphere.com/Education/How-Does-Age-Affect-The-Price-Of-A-LongTerm-Care-Policy-1.html http://www.affsphere.com/Education/How-Does-Age-Affect-The-Price-Of-A-LongTerm-Care-Policy-1.html As you grow old, some things like dinners out and movies become cheaper due to senior discounts. However, conversely other things become more expensive, and usually those things are insurance. As a result, when you are getting a long-term care policy, your age is going to have a big effect on the price of a long-term care policy. Thu, 13 Nov 2008 20:50:40 EST http://www.affsphere.com/Education/Check-This-Out-Before-Looking-Into-Long-Term-Care-Insurance-1.html http://www.affsphere.com/Education/Check-This-Out-Before-Looking-Into-Long-Term-Care-Insurance-1.html A long-term care insurance quote is based upon many factors. You will want know these factors and this article will give you six key points to explain some of those factors. When you receive an ltci quote, it is going to be contingent upon what you want out of the policy regarding benefits levels and where you are in your life age-wise. Using the information in this article will allow you to be a smart consumer. Thu, 13 Nov 2008 20:09:49 EST http://www.affsphere.com/Education/Using-LongTerm-Care-Insurance-with-Reverse-Mortgages-1.html http://www.affsphere.com/Education/Using-LongTerm-Care-Insurance-with-Reverse-Mortgages-1.html Are you approaching retirement and faced with the question of how to pay expenses if you cannot take care of yourself? Do you worry about the possibility of your children having to pay the cost of care? You are not alone. Across America there are millions of seniors faced with these questions. Some are taking action. It is coming down to two main options. You can go with a long-term care insurance policy, this will help cover some of the cost of a long-term care event. The other option is a reverse mortgage. The option of a long-term care policy and a reverse mortgage can play an important role in planning for a long-term care event and provide peace of mind. Thu, 13 Nov 2008 20:00:47 EST http://www.affsphere.com/Education/Do-I-Continue-Paying-LCTi-Premiums-While-Receiving-Benefits-1.html http://www.affsphere.com/Education/Do-I-Continue-Paying-LCTi-Premiums-While-Receiving-Benefits-1.html This is a common question for those who have been paying their LCTi Premiums, but are about to collect on them. Heaven forbid that you may need to start collecting benefits abruptly because of an accident, illness or surgery, but in the event this happens, you will want to collect on your benefits while you are still in the process of paying your premiums. It is an excellent question and a very important one because it will dictate when you begin receiving the benefits of long-term care from your LCTi premiums. Thu, 13 Nov 2008 19:27:35 EST http://www.affsphere.com/Education/Long-Term-Care-Insurance-Quote-Six-Important-Factors-to-Consider-1.html http://www.affsphere.com/Education/Long-Term-Care-Insurance-Quote-Six-Important-Factors-to-Consider-1.html A long-term care insurance quote is based upon many factors. You will want know these factors and this article will give you six key points to explain some of those factors. When you receive an ltci quote, it is going to be contingent upon what you want out of the policy regarding benefits levels and where you are in your life age-wise. Using the information in this article will allow you to be a smart consumer. Thu, 13 Nov 2008 01:20:23 EST http://www.affsphere.com/Education/Long-Term-Care-Insurance-Six-Things-You-Must-Know-1.html http://www.affsphere.com/Education/Long-Term-Care-Insurance-Six-Things-You-Must-Know-1.html When looking at a long term care insurance quote, there are many factors which can determine the cost to you. This article will give you six important points you should consider when looking at a ltci quote. Much of this is determined by type of benefits you want, your age, and which company you want to work with. This will allow you to be an educated consumer when purchasing this insurance product. Thu, 13 Nov 2008 00:57:47 EST http://www.affsphere.com/Education/What-to-Look-For-in-a-Long-Term-Care-Insurance-Quote-1.html http://www.affsphere.com/Education/What-to-Look-For-in-a-Long-Term-Care-Insurance-Quote-1.html A long-term care insurance quote is based upon many factors. You will want know these factors and this article will give you six key points to explain some of those factors. When you receive an ltci quote, it is going to be contingent upon what you want out of the policy regarding benefits levels and where you are in your life age-wise. Using the information in this article will allow you to be a smart consumer. Thu, 13 Nov 2008 00:43:53 EST http://www.affsphere.com/Education/I-Dont-need-Long-Term-Care-Insurance-Think-Again-1.html http://www.affsphere.com/Education/I-Dont-need-Long-Term-Care-Insurance-Think-Again-1.html Who knows what the future will hold for us. A simple drive through the city can turn into a serious car accident that leaves you in need of long-term care for the rest of your life, depending on how circumstances fall into place. Many people understand that the worst can happen in life, but few actually prepare for it. If you do want to prepare for the possibility, there is nothing better you can do than purchase long-term care insurance. Wed, 12 Nov 2008 19:51:10 EST http://www.affsphere.com/Education/Is-Long-Term-Care-Insurance-For-You-1.html http://www.affsphere.com/Education/Is-Long-Term-Care-Insurance-For-You-1.html Who knows what the future will hold for us. A simple drive through the city can turn into a serious car accident that leaves you in need of long-term care for the rest of your life, depending on how circumstances fall into place. Many people understand that the worst can happen in life, but few actually prepare for it. If you do want to prepare for the possibility, there is nothing better you can do than purchase long-term care insurance. Wed, 12 Nov 2008 19:35:38 EST