http://www.affsphere.com/ Recently Published Articles Under Category: Personal Finance http://www.affsphere.com/Money-and-Finance/Personal-Finance/What-are-my-Credit-Rights-1.html http://www.affsphere.com/Money-and-Finance/Personal-Finance/What-are-my-Credit-Rights-1.html Knowing your credit rights as a credit card holder will be your guide and protection against unlawful practices that may be committed by creditors and debt collectors. Sun, 21 Dec 2008 23:46:11 EST http://www.affsphere.com/Money-and-Finance/Personal-Finance/Is-Retail-Therapy-Coming-Back-To-Haunt-You-1.html http://www.affsphere.com/Money-and-Finance/Personal-Finance/Is-Retail-Therapy-Coming-Back-To-Haunt-You-1.html Have you ever found yourself going shopping just because you were feeling a little depressed and needed something to do? If so, you are not alone — a recent survey showed that 74% of the world's consumers admit to having shopped for purely recreational reasons, even though they did not need to buy anything... Thu, 11 Dec 2008 23:43:02 EST http://www.affsphere.com/Money-and-Finance/Personal-Finance/Getting-help-with-a-bad-credit-history-1.html http://www.affsphere.com/Money-and-Finance/Personal-Finance/Getting-help-with-a-bad-credit-history-1.html Debt overload and its subsequent bad credit happen to good people all the time. Perhaps you had a great job that was paying well and you subsequently ran up a lot of debt quickly, only to have your great-paying job disappear... Tue, 09 Dec 2008 20:25:52 EST http://www.affsphere.com/Money-and-Finance/Personal-Finance/A-Quick-Overview-of-Bonds-for-Renters-1.html http://www.affsphere.com/Money-and-Finance/Personal-Finance/A-Quick-Overview-of-Bonds-for-Renters-1.html When you’re making the move into a new rental property, a few costs can quickly add up and leave you broke. The rental bond is usually the cost that inevitably causes the most confusion... Tue, 09 Dec 2008 00:33:24 EST http://www.affsphere.com/Money-and-Finance/Personal-Finance/Do-They-All-Have-Something-That-You-Want-1.html http://www.affsphere.com/Money-and-Finance/Personal-Finance/Do-They-All-Have-Something-That-You-Want-1.html Life will happen, it is inevitable. It tests us and tries us at times and can leave us feeling like no less than a used up dish sponge. So how did some of world’s most influential people manage to rise above? The answer isn’t too far out of reach. Mon, 24 Nov 2008 01:22:33 EST http://www.affsphere.com/Money-and-Finance/Personal-Finance/The-Cost-of-Total-Happiness-1.html http://www.affsphere.com/Money-and-Finance/Personal-Finance/The-Cost-of-Total-Happiness-1.html Does the thought of financial freedom make you want to jump around in circles? At first glance this idea may scream happiness; the truth is that your happiness most probably lies a little deeper. Wed, 19 Nov 2008 18:03:55 EST http://www.affsphere.com/Money-and-Finance/Personal-Finance/Government-Grants-for-Single-Parents-Government-Grants-for-Single-Parents-to-Have-a-Better-Lifestyle-1.html http://www.affsphere.com/Money-and-Finance/Personal-Finance/Government-Grants-for-Single-Parents-Government-Grants-for-Single-Parents-to-Have-a-Better-Lifestyle-1.html Our community sometimes got involved in stupid things and one of the many will be to look down on single parents whereas they are a special bunch of people that are gutsy, tough nuts and definitely deserve our respect and cheers for being able to extend such a hard and challenging life. Sun, 16 Nov 2008 19:52:36 EST http://www.affsphere.com/Money-and-Finance/Personal-Finance/Individual-Retirement-Accounts-Explained-Save-And-Invest-For-Your-Retirement-Tax-Free.html http://www.affsphere.com/Money-and-Finance/Personal-Finance/Individual-Retirement-Accounts-Explained-Save-And-Invest-For-Your-Retirement-Tax-Free.html Learning about Individual Retirement Accounts is boring. But there are solid reasons to learn anyway, and find out which one you need. It's not all that hard. Sun, 09 Nov 2008 21:19:14 EST http://www.affsphere.com/Money-and-Finance/Personal-Finance/How-A-Student-Credit-Card-Can-Be-Beneficial-1.html http://www.affsphere.com/Money-and-Finance/Personal-Finance/How-A-Student-Credit-Card-Can-Be-Beneficial-1.html Usually, parents provide their kids with student credit cards because it is a more convenient way of giving financial support. Should you get one too? Sun, 02 Nov 2008 21:39:04 EST http://www.affsphere.com/Money-and-Finance/Personal-Finance/What-to-do-if-you-are-on-ChexSystems-1.html http://www.affsphere.com/Money-and-Finance/Personal-Finance/What-to-do-if-you-are-on-ChexSystems-1.html ChexSystems can make it difficult for people to handle their personal finances, but it doesn't have to be the end of the world. Learn what to do if you find yourself on ChexSystems. Fri, 31 Oct 2008 13:27:42 EDT